About Discover Card
Discover is a leading US credit card issuer known for customer-friendly policies including no annual fee on most cards, no foreign transaction fees, and an industry-leading cash back rewards program. The Discover it Cash Back card is particularly popular for its rotating 5% cash back categories and its Cashback Match program that doubles all cash back earned in the first year.
The Discover it card's rotating 5% categories (gas stations, grocery stores, restaurants, Amazon, etc.) are one of credit card rewards' best deals when activated each quarter. The flat 1% cash back on all other purchases provides consistent value across all spending. There are no annual fees, making Discover cards cost-free to maintain.
Discover's Cashback Match program for new cardmembers is one of the most compelling new-card offers in credit card rewards—matching all the cash back earned in the first year automatically, effectively doubling the value of every purchase during that period.
Quick Savings Tips
- Activate 5% rotating categories each quarter—this is the highest-priority action for Discover cardholders
- The Cashback Match first-year doubling makes the first year extremely rewarding—time large purchases appropriately
- No annual fee means keeping the card open at no cost improves your credit history length
- Discover's 24/7 US-based customer service is consistently rated among the best in the industry
- Use Discover's ShopDiscover portal for additional cash back at major retailers on top of card rewards